Lending Money to Friends Made Simple
Friends and family loans happen every day. Vony adds structure with clear loan terms, digital agreements, and transparent tracking.
Designed for Everyday Lending
From small favours to larger loans, Vony helps you formalise, track, and manage personal lending with ease.
Uses
Perfect for Real-Life Situations
Split Dinner Bills
Cover your friend's share at dinner and send them a quick repayment request. Money comes back on an agreed schedule, no more awkward reminders.
Help with Rent
When your roommate is short on rent, set up a small loan with clear terms. Make repayment straightforward and stress-free for both of you.
Urgent Car Repairs
Help a friend pay for unexpected car repairs with a clear contract. Transfer funds securely and track every payment until it's fully repaid.
How It Works
How Vony Works for Friends and Family
01
Create a Loan Offer
Enter the amount, repayment schedule, and whether interest is included. Vony will generate a loan offer and send it to the borrower.
02
Accept and Formalise
Once the borrower accepts, Vony creates a digital contract that both sides can access anytime.
03
Track and Repay
Repayments, balances, and history are clearly tracked so everyone knows what's been paid and what's still due.
Key Features
Flexible Lending Options
Custom Payment Plans
Set up flexible payment schedules that work for both parties. Weekly, bi-weekly, or monthly payments with customisable amounts.
Interest Rate Options
Choose to lend with or without interest. Set fair rates for both parties or keep it simple with zero-interest loans between friends.
Repayment Periods
Set realistic timeframes from days to years. Perfect for short-term emergency loans or longer-term financial assistance.
Digital Contracts
Clear, legally-binding agreements created automatically. Both parties sign digitally with all terms clearly documented and stored securely.
Ready to Make Lending Simple?
Remove the awkwardness from lending money to friends and family.
Start using Vony today.