Last updated: 1 April 2026
Vony Lending ("Vony," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use the Vony platform, including our website (lend-with-vony.com), mobile applications (iOS and Android), and related services (collectively, the "Service").
By using the Service, you consent to the data practices described in this policy. If you do not agree with this policy, please do not use the Service.
| Category | Data Collected | Purpose |
|---|---|---|
| Account Information | Full name, email address (via Google OAuth), username | Account creation, authentication, identification |
| Profile Information | Phone number, location (city/state), profile picture | Profile completion, friend discovery, communication |
| Loan Information | Loan amount, interest rate, repayment period, payment frequency, loan purpose | Loan agreement creation and management |
| Payment Information | Payment amounts, dates, method used (Venmo/Zelle/Cash App/PayPal/Cash), payment notes | Payment tracking and record-keeping |
| Agreement Documents | Digital signatures (screenshot captures), signed dates | Loan agreement execution and documentation |
| Third-Party Accounts | PayPal email address, Venmo username, verification status | Payment method integration |
| Social Connections | Friend requests, friend lists, starred/favourite contacts | Facilitating lending between connected users |
| Category | Data Collected | Purpose |
|---|---|---|
| Authentication Data | Session tokens, OAuth credentials, login timestamps | Secure access and session management |
| Activity Data | Loan creation events, payment records, status changes, timestamps | Activity history, audit trail |
| Device Information | Device type (iOS/Android/Web), operating system | Service optimisation, compatibility |
| Transaction References | Generated transaction IDs (VNY-[timestamp]-[random]) | Payment record identification |
When you sign in with Google, we receive your name and email address from Google's OAuth service. We do not receive your Google password or access your Google account beyond the authentication scope.
We use the information we collect to:
Certain information is shared with other Vony users as part of the Service's core functionality:
| Provider | Data Shared | Purpose |
|---|---|---|
| Supabase (database & auth) | All user data described above | Data storage, authentication, file hosting |
| Google (OAuth) | Authentication tokens | User authentication |
| PayPal | PayPal email, order amounts | Payment processing |
| UI Avatars | User's name (for avatar generation) | Default profile picture generation |
Your data is stored on Supabase infrastructure, which uses industry-standard security measures including:
File uploads (profile pictures, agreement screenshots, generated PDFs) are stored in Supabase Storage with user-specific paths to prevent unauthorised access.
We retain your data for as long as your account is active. Specifically:
Depending on your jurisdiction, you may have the following rights:
To exercise any of these rights, contact us at privacy@vony.com or through your account settings.
The Service is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.
Your data may be processed and stored in the United States or other countries where our service providers operate. By using the Service, you consent to the transfer of your data to these jurisdictions, which may have different data protection laws than your country of residence.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):
To submit a request, email privacy@vony.com with the subject line "CCPA Request."
If you are located in the European Economic Area (EEA) or United Kingdom, our legal basis for processing your personal data includes:
You have the right to lodge a complaint with your local data protection authority if you believe we have not handled your data appropriately.
We may update this Privacy Policy from time to time. We will notify you of material changes via email or in-app notification. The "Last updated" date at the top of this page indicates when the policy was last revised.
If you have questions about this Privacy Policy or wish to exercise your privacy rights:
Vony Lending
Email: privacy@vony.com
Web: Contact Us