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Digital Records

Every Vony loan comes with real documentation
you can download, share, and keep forever.

Date Category Status
Mar 8, 2026
You accepted $50 loan from Emma
Mar 8, 2026
Sent $50 loan offer to Charles
Awaiting Signature
Mar 7, 2026
Received $3 payment from Alex
Mar 7, 2026
You made a $20 payment to Lewis
Mar 3, 2026
You made a $50 payment to Nico
$300.00

The lender agrees to lend Maya Chen $300.00 before May 1, 2026 at an interest rate of 0%. The loan will be repaid over 3 months in monthly payments of $100.00. Payments will be due on the 5th at 9:00 AM EST, with the first of the 3 payments due on Jun 5, 2026 and the last payment due on Aug 5, 2026.

Terms of Repayment
Total Amount Due: $300.00
Interest Rate: 0%
Payment: $100.00 monthly
Term: 3 months
Borrower
Maya Chen
Signed May 1, 2026
Lender
Rachel Kim
Signed May 1, 2026
Amortization Schedule
DOCUMENT 01

The Promissory Note

A legally recognized written promise from one person to pay another. Vony auto-generates it the moment both parties agree, including the principal, interest rate, repayment schedule, and digital signatures. No legal jargon, just a plain-language document that protects both sides.

Legally recognized in all 50 states
Digital signatures from both parties
Download as PDF anytime
$300.00

The lender agrees to lend Maya Chen $300.00 before May 1, 2026 at an interest rate of 0%. The loan will be repaid over 3 months in monthly payments of $100.00. Payments will be due on the 5th at 9:00 AM EST, with the first of the 3 payments due on Jun 5, 2026 and the last payment due on Aug 5, 2026.

Terms of Repayment
Total Amount Due: $300.00
Interest Rate: 0%
Payment: $100.00 monthly
Term: 3 months
Borrower
Maya Chen
Signed May 1, 2026
Lender
Rachel Kim
Signed May 1, 2026
DOCUMENT 02

Amortization Schedule

A complete table showing every payment across the life of a loan, breaking down principal and interest. Vony generates it automatically and updates in real time as payments are made. Download as PDF or CSV at any time.

Updates in real time with each payment
Download as PDF or CSV
Principal vs. interest breakdown per payment
Amortisation schedule
DOCUMENT 03

Activity

Every payment, update, and milestone in one place. From the moment a loan is created to the final payment, every action is logged and visible to both parties. No more wondering if a payment went through or when the next one is due.

All payments and loan updates in one feed
Real-time updates for both parties
Complete history from creation to completion
Date Category Status
Mar 8, 2026
You accepted $50 loan from Emma
Mar 8, 2026
Sent $50 loan offer to Charles
Awaiting Signature
Mar 7, 2026
Received $3 payment from Alex
Mar 7, 2026
You made a $20 payment to Lewis
Mar 3, 2026
You made a $50 payment to Nico

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